Selasa, 09 April 2013

Get your free credit report online and save a huge nightmare

Everyone knows that having good credit is very important. With a low credit score, can’t get anything unless you can pay in cash! That is why it is important to get a free credit report every once in a while, and check on your situation … Not only to make sure that no company or any errors on your bank accounts or statements, but also ensure that no one has stolen my identity! Let me ask you a question, when was the last time you saw that your credit report?

Also I think every six months is too long to wait. Heck, you can get a free credit report now and then someone could steal your identity in a week from today and will destroy your credit, and before you know it you’re toast! What would you do if that happened?

Most people won’t be able to do much. You can dispute the charges and notify the authorities, and it may take years before you repaired your credit score. What would you do in the meantime about renting a house or an apartment, a car, insurance or something that requires good credit? Is not as simple as it might look easy to challenge an account that was opened in your name, and which has been fraudulently breached by someone else who spent your money and didn’t even realize … There are investigations involved to make sure you do not commit fraud. Who wants to deal with that nightmare?

No One. That is why it is important to get your credit report, every so often, or even more often than I ever did before, especially with all the fraud happening today, on-line and off-line. You can get a free credit report on the internet quite easily, and Yes, they’re free! Always ensure to check up on my situation, and print all the things for future records. It could make the difference between a comfortable life, smooth or a haunting, nightmare! Worth the risk?

Now days it is so easy to get a free credit score that I am surprised that people aren’t even aware of what is their credit, and I’m even more surprised that people don’t understand the importance of knowing their credit, when anyone could only be found by simply going online and getting a result almost immediately. So if you’re among those who are not aware of what is on their credit score, I think it’s better if you go and see now how this could save allot of problems in the future if you can and if you need urgently a loan or help of any kind.

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